Why choose Juni over SEB?

So much more than cards and accounts. Juni helps modern finance teams take control of business spend with fast access to flexible capital, low transparent fees, and smart automations – all in one place.

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Excellent
4.5 out of 5

The only neobank tailored for ecommerce

Pay local or spend global
Create IBAN accounts in your most-used currencies, and easily pay suppliers overseas with fast and secure SWIFT/SEPA transfers with low FX fees.
Fast and flexible financing
Access flexible business credit lines to spend on scaling your business, or finance any invoice instantly from your account – all with extended terms.
Automate tedious finance tasks

Securely integrate with Gmail to auto-import and match receipts and invoices, or forward to a dedicated inbox, for easy reconciliation every month-end.

Everything your bank does. And so much more.

Up to 10
IBAN accounts per currency
100+
virtual cards plus mobile app
0.5%
fixed FX fees
Instant
money transfers
24 hours
to access financing
Scale faster with flexible capital

Get flexible credit lines to spend on ad campaigns, inventory, and scaling your business. Effortlessly allocate funds across your virtual Juni Mastercards and streamline your cash flow management. 

Juni Capital for cards is available for companies registered in the UK, NL, SE, DE, FR, ES, IT, NO, and FI, upon eligibility.
Boost liquidity with invoice financing

Capital for invoices unlocks a flexible financing option powered by our Juni Invoices feature. Pay and extend your repayment terms on any invoice, boosting your cash flow.

Capital for invoices is available for companies registered in SE, DE, NL, FR, ES, IT, NO and FI, upon eligibility. Fees, terms and conditions apply.
Dedicated account managers who respond in minutes

Enjoy the ease of having a dedicated account manager and live chat support 24/7 all tailored to your business needs. 

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The all-in-one
financial solution

Juni
SEB
Multicurrency IBAN accounts
Virtual cards
Mobile app
Cashback on debit spend up to 1%
Financing for cards and invoices as fast as in 24 hours
Ad network (Google, Meta, Microsoft) and storefront integrations (Shopify, Amazon)
Lightning fast dedicated customer support
Auto-collect receipts and invoices
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Streamlining cash flow for fast-growing SMBs
Scale
Free for first 30 days
79EURper month
Includes 3 users perfect for founding CEOs and CFOs
Easing complex cash flow cycles for Finance teams
Prime
Most popular
Bespoke
Custom terms for businesses with 3M+ EUR AR
Discover pricing

Nothing less than excellent