Juni Capital

Fixed fees, competitive rates
Understand your true capital cost with clear terms.

Fast application process
Apply within the Juni platform in minutes.

Flexible capital options
Support for short-term expenses and cash flow management.

Turn your Juni cards into credit cards for inventory, ad campaigns, and scaling your brand. Effortlessly allocate credit across Juni cards and streamline cash flow.

Access interest-free financing

37 days to repay, and up to 60 days available

Invoice Credit

Invoice Credit unlocks a flexible financing option powered by our Accounts Payable feature. Pay any invoice and extend your repayment terms, improving your cash flow.

Access financing within 24 hours

Up to 120 extra days to settle your invoices

Finance invoices in a few clicks

Invoice credit gives you more time to settle with suppliers and vendors, freeing up cash flow and helping you negotiate better rates – all for fixed monthly fees.

Accounts Payable

The easier way to manage and distribute credit

Improve your team's productivity and control with more visibility on how you manage and spend your credit – all from your smart dashboard.

Get the control and visibility your business needs

Open an account in as little as 24 hours.

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Log in and apply, it’s that easy

Some quick answers

Is Juni available in my country?

Juni is currently available for companies based in the UK and the EEA, with a few exceptions. Please see the full list here.

What type of businesses can use Juni?

We only accept Limited Liability Companies (LTD, PLC, LLP, BV, AB, EEOD).

Is Juni a financially regulated company?

Yes, of course. Juni Technology AB (company number: 559248-0908) is a Swedish fintech company, with our registered address at Masthamnsgatan 21, 413 28 Gothenburg, Sweden, who is licensed and registered as an electronic money institution with the Swedish Financial Supervisory Authority (Sw. Finansinspektionen) with the authority to issue electronic money (“e-money”) and provide payment services (License no: 64025) to customers in the EU/EEA.
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For UK customers, Payment Card Solutions (UK) Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).For detailed information about our regulated authorities, please see our Imprint page.

How does Juni keep my funds safe?

Juni does not operate as a traditional bank. Because of this, we do not lend your money or use it to make investments. The e-money in your Juni accounts is deposited into a ring-fenced account with our partner bank. This means that your money is safeguarded and segregated from our own funds.
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Please keep in mind, deposits to your Juni account are not covered by financial protection schemes like the Financial Services Compensation Scheme (FSCS), Federal Deposit Insurance Corporation (FDIC), or the EU Directive on the Deposit Guarantee Scheme (DGS).
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Traditional banks are required to protect deposits under these schemes. The reason for this is because banks are legally allowed to lend out the deposits of their customers to other people who use the bank. Financial protection schemes were created because the relevant governments decided that these funds needed to be insured, up to a certain amount, in the event of an issue.
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The money we use for our business operations is kept completely separate from the money you have deposited into your account.
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If Juni was to go bankrupt or become insolvent, your money would be returned to you in full.

“With Juni, we see a huge positive effect. We can pay our suppliers and still maintain good cash flow. We use the invoice credit both in Euro and USD.”

Joel Löwenberg, CEO at Gymkompaniet