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See our frequently asked questions below. Can’t find the answer you’re looking for? Click here to get in touch with us, or ask us in the live chat in the bottom right corner.

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What currencies can I get on my Juni Credit Card?

During the beta we offer bank accounts and virtual & physical cards in EUR, USD and GBP. More currencies will be available in the future.

About The Juni Platform

Have questions about the Juni platform, how it works and where Juni is available? Find answers here.

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The Juni Credit Card

Questions about the Juni card? Click here to jump to this help section.

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About Juni IBAN Accounts

Have questions about our juni accounts? Read more about them here.

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About Integrations

Have questions about integrations? Read more about how they work here or reach out to support if you need extra help.

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Frequently Asked Questions

About The Juni Platform

Is Juni available in my country?

At this time, Juni accepts beta applications from companies within the EU and UK only except Germany and Malta. We hope to expand into other markets soon!

What types of business forms are accepted?

We currently accept only Limited Liability Companies (LTD, PLC, LLP, BV, AB, EEOD, ...).

Does my business qualify to join Juni?

LLCs, LTDs, PLCs and Sole Proprietorships located with the EU, EEA and the UK can qualify to join Juni.

Where is Juni based?

Juni is a Swedish company with its headquarters in Gothenburg, Sweden. Our team works remotely and is spread out all over the world.

Where and how is Juni regulated?

Juni Technology AB is a Swedish Limited Company (reference number: 559248-0908) with registered address at Paradisgatan 21A, 413 16 Gothenburg. Our Platinum VISA card (issued by Payrnet Ltd. and PayrnetUAB) is regulated by the Financial Conduct Authority in the UK and the Bank of Lithuania, respectively.

Are my funds kept in my Juni covered by the EU Deposit Guarantee Scheme?

No.

How can I trust that Juni will keep my funds safe?

Deposits to your Juni account are not covered by financial protection schemes like the Financial Services Compensation Scheme (FSCS), Federal Deposit Insurance Corporation (FDIC), or the EU Directive on the deposit guarantee scheme (DGS).
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Traditional banks are required to protect deposits under these schemes. This is because banks can lend out customers’ deposits to other people, and the government has decided to insure it up to a certain amount in case something goes wrong.
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Juni does not operate as a bank. We don’t lend out your money or make investments with it. The money you deposit with Juni is kept in safeguarded accounts with the Bank of Lithuania (EUR) and the Bank of England (GBP). The funds are only used when you execute payment transactions (using the Juni card or making bank transfers).
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The money we use for our business operations is kept completely separate from the money you have deposited into your account.
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If Juni would go bankrupt or become insolvent, your money will be returned to you in full.

How does Juni store my data?

Juni is obliged to store some of your personal and transactional data in order for you to use our services. Only a small number of our employees can see that data, and they’ll only look at it if they absolutely need to. We always delete information that we no longer need. And everything we need to keep is subject to the highest levels of security.
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All personal data is stored on secure servers and in accordance with the Swedish Data Protection Authority and under the guidelines of the General Data Protection Regulation (“GDPR”) within the EEA/EU/UK. You have the right to request access to your personal data at any time by reaching out to [support@juni.co]To meet our regulatory obligations under anti-money laundering and e-money laws in the UK and EEA, we are required to keep your personal data as long as you are using Juni, and some of your personal and transactional data for 8 years after our contract was terminated. In some cases, such as a potential or ongoing court claim, we might need to keep your personal data for longer. If you receive services from our Lithuanian entity, UAB Juni Technology, we are required to keep your personal data for eight years after our business relationship with you ends.
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For additional information on your data and privacy rights, please refer to our Privacy Policy.

Does Juni have a referral program?

Juni does not have a referral program at this time. We do however have an affiliate program where we work with media buyers, influencers and partners. Send us an email or check the affiliate program page on our website for more information.

Does it cost anything to join Juni?

It is completely free to open an account and order a card with Juni. We are currently in a beta phase and have decided to keep the platform free during this time. Once Juni is ready for commercial launch pricing may change.

The Juni Credit Card

How does the Juni Cashback work?

In the Juni beta, you get 1% cashback on all your eligible card spend. All fully completed transactions on the card are valid, unlike temporary holds. Each calendar month is a cashback period and the cashback you’ve earned gets credited to your Juni account 30 days after the period has ended. For example; The cashback you’ve earned during January gets paid to your account 30 days after January 31st.

How do I claim my Cashback that I’ve earned?

Your cashback will be automatically credited to your Juni account of the same currency 30 days after the current period has ended.

How many Virtual Cards can I create?

You can create as many Virtual Cards as you wish at no extra cost.

How many Physical Cards can I have?

You get one by default, and can order more as you see fit. Do you need a lot of physical cards? Get in touch with your account manager and we will see what we can do.

Does the Juni Credit Card work with Facebook & Google Ads?

Yes. Both the physical and the virtual cards work with all the major ad networks.

Who is eligible for the Juni Credit Card?

Any company within the EU and UK is welcome to apply for a Juni account.

How much credit can I get on my Juni Credit Card?

Currently we do not offer any credit line on our cards. This feature is still being developed and is expected to launch later this year. At this time, the funds available on your Juni cards will be the funds in your Juni IBAN in the corresponding currency. You can also set spend limits on your cards and control it that way.

Does Juni check my credit score?

We do not use your company credit score as part of our on-boarding verification process

About Juni IBAN Accounts

Does it cost anything to open a Juni IBAN?

Opening a Juni IBAN in EUR, GBP or USD is free.

In which currencies can I get a Juni IBAN account?

The Juni beta offers IBAN accounts in EUR, GBP and USD. We will add more currencies soon.

Where is my money stored?

The money in your Juni IBAN accounts are safeguarded in different places depending on the currency you have chosen.

Your EUR funds are stored with The Bank of Lithuania.Your GBP funds are stored with The Bank of England.Your USD funds are stored with Cross River Bank.

The money we use for our business operations is completely separate from the money you have deposited into your account.

If Juni would go bankrupt or become insolvent, your money would be returned to you in full. However if something were to happen to the banks where we keep your money (Bank of Lithuania, Bank of England), your money would not be protected.

In what country is my Juni IBAN registered?

For EUR accounts, the IBANs are registered in Estonia. GBP in the United Kingdom and USD in the United States.

What types of bank transfers can I make?

Your can make SEPA, Non-SEPA and SWIFT (International Wire Transfer) transfers. We do not support bank checks or cash deposits.

What are the fees for FX and bank transfers?

All the pricing information can be seen on our beta pricing page found here.

Where can I find my Juni account details?

To find your bank simply go to the accounts section in the menu on the left in your Juni dashboard. Under each account you’ve opened with us there is a button that says “View bank details.” Click there to see the relevant account information.

Can I receive money from PayPal to my Juni account?

Yes, you can. If you wish to receive money from PayPal to your Juni account, you need to make a PayPal Business account with the corresponding address. Follow these simple steps to set it up:

1. Your Juni EUR account will be opened with LVH, an Estonian bank and your IBAN account details will be EE XXXX XXXX XXXX. PayPal requires that the country of the company address match your IBAN account.

2. To add your Juni EUR account to PayPal you’ll need to create an account with an Estonian address in PayPal. You can use your regular company details and add the address of a co-working space or something else in Estonia.

3. Link your Juni EUR account to PayPal as you normally would.

Can I receive money from Stripe to my Juni account?

Yes, you can. You integrate your Juni bank account the same way you would integrate any other bank account.

About Integrations

How do I integrate my other bank accounts and services?

To integrate your other bank accounts and payment gateways to your Juni dashboard, simply click ‘integrations’ in the menu on the left hand side. Once there, click ‘Add integration’ and follow the instructions.

Why should I integrate my other bank accounts with Juni?

By integrating all of the accounts and services you use with Juni, you will have an easier way of tracking your money. Many marketing and ecommerce companies have a hard time keeping track of their funds as the money moves around the ecosystem. We created the Juni dashboard in order for you to be able to track all your finances in one place.

What personal data about me does Juni receive from my integrated banks & services?

We collect data on transactions and balances to display it in the Juni product. We do not collect data for other purposes than what can be seen in our product. You can read more about how we handle data in our Privacy Policy.

Can I integrate multiple accounts of the same service?

Yes, you can. If you have several accounts with TransferWise for example, you can add all of them by following the instructions in Juni.